Nobody buys study materials to find typos in them. LatestCram treats error prevention as a system, not a hope: a strict quality process stands behind the CII Insurance law (IL) bank, so 121 practice questions read the way professionals would write them.
CII M05 Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Law of Contract | 12% | - Formation of contract
|
| English Legal System and Basic Concepts | 10% | - Nature and sources of law
|
| Law of Agency | 8% | - Authority, duties, rights and liabilities
|
| Law of Torts | 8% | - Principles of tort liability
|
| Claims and Loss Settlement | 14% | - Notification, proof of loss, measure of indemnity
|
| Formation of Insurance Contracts | 18% | - Utmost good faith, disclosure, representation
|
| Legislation and Regulation | 14% | - Consumer protection, data protection, FCA/PRA rules
|
| Terms and Interpretation of Insurance Contracts | 16% | - Conditions, warranties, exceptions
|
CII Insurance law (IL) Exam Questions and Answers
No mandatory prerequisites; recommended for those holding Certificate in Insurance or equivalent knowledge Since requirements change over time, confirm the latest on the official CII exam page before scheduling.
The M05 exam is a CII certification exam validating the CII Insurance law (IL) syllabus shown above. It belongs to these credential paths: Certificate in Insurance, Advanced Diploma in Insurance. Candidates in 2026 prepare for it with LatestCram's 121 practice questions, available as a printable PDF, a Windows Desktop Test Engine, and an Online Test Engine — three versions of the same materials.
CII recommends these training resources for the CII Insurance law (IL) exam:
Follow the training with steady self-testing — the 121 practice questions from LatestCram help you apply theory and fill any gaps the training leaves.
The CII Insurance law (IL) exam requires 65% (exam), 60% (coursework) to pass, and registration costs Approx. £195 - £240 GBP. A failed attempt means paying the same fee again — a readiness check with the LatestCram engines before booking is the cheaper option.
The CII Insurance law (IL) exam contains 50 (40 standard MCQ + 10 multiple response) to complete within 60 minutes. Timed simulation in the LatestCram Desktop Test Engine teaches that rhythm before exam day does.
LatestCram issues a full refund if you take the CII Insurance law (IL) exam within 60 days of purchase and do not pass. The policy does not apply if the exam is taken within 3 days of purchase, if the exam was never actually taken, or to free materials or expired orders, and the candidate name must match the payer name. Submit a scan of your enrollment slip and the official Score Report PDF within 2 days of the exam; claims are processed within 7 days. Alternatively, exchange for two free exam products of equal value and keep your original update service. Orders arrive by email within 1 minute — contact support if nothing arrives within 2 hours.
Three versions of the same study materials: a printable, expert-prepared PDF with free demo download and instant access; a Desktop Test Engine for Windows with customizable simulation and timed modes that works offline; and an Online Test Engine for any browser on Windows, Mac, Android, and iOS with test history and performance review. All 121 practice questions are identical across versions. Every purchase includes 365 days of free updates, a 50% renewal discount afterward, and unlimited computer installations.
The official CII Insurance law (IL) outline defines 8 domains. The leading three are Terms and Interpretation of Insurance Contracts (16%), Law of Agency (8%), and English Legal System and Basic Concepts (10%). The full list is in the topics section above, and LatestCram's 121 practice questions cover each one.
Online remote proctored exam or test centre; coursework completed online via RevisionMate Register for the CII Insurance law (IL) exam through these official channels:
After booking, LatestCram delivers your practice questions within 1 minute — preparation starts the same day.
CII Insurance law (IL) Sample Questions:
What is the legal effect of a warranty in an insurance contract?
- A. A warranty must be fulfilled by the insurer.
- B. A warranty makes the contract voidable by the insured.
- C. A warranty is a condition precedent to liability.
- D. A warranty allows the insurer to increase premiums.
Correct Answer: C 🗳️
Explanation: Only visible for LatestCram members. You can sign-up / login (it's free).
A household insurance policyholder leaves his home to go to work without setting the burglar alarm. Whilst he was out, his new tumble dryer overheats and causes fire damage to the kitchen. In what circumstances may the insurer legally reject a fire claim?
- A. If there is a subrogation action against the manufacturer of the tumble dryer.
- B. If the policyholder exaggerates the value of the claim.
- C. If the tumble dryer is covered by extended warranty insurance.
- D. If there is a breach of a warranty requiring the burglar alarm to be set.
Correct Answer: B 🗳️
In accordance with the principle of good faith, which facts must a potential policyholder disclose to the insurer when applying for insurance?
- A. Any facts which are in the public domain.
- B. Any facts of law.
- C. Any facts which are considered material to the risk.
- D. Only those facts considered likely to reduce the cost of cover
Correct Answer: C 🗳️
Tim is a local insurance broker. He has authority to receive premiums for a personal lines insurer and earns commission from the insurer for sales. Paul, an elderly customer, asked Tim for advice regarding his personal insurance requirements and to assist with completing the proposal form for household insurance. In these circumstances, who, if anyone, is Tim's principal?
- A. No one as Tim is not a party to the insurance contract.
- B. Paul as it is a consumer contract.
- C. The insurer at all times.
- D. Both the insurer and Paul at different times.
Correct Answer: C 🗳️
John has a whole of life policy and has recently been diagnosed with cancer. When, if at all. must he disclose this to his insurer?
- A. He does not need to disclose this.
- B. Immediately, irrespective of prognosis.
- C. At the date of the next premium payment.
- D. Immediately, but only if the diagnosis is terminal.
Correct Answer: A 🗳️
Viewing page 1 out of 25 pages.
Viewing questions 1-5 out of 121 questions.
Magee 
Geoffrey 
Cleveland 
Barlow 
Prescott 
Murray 
Wordsworth 
Greg 
Les 
Barton 
Duke 
Greg 
Myron 
Borg 
Ken 
Theodore 
Bblythe 
